yesterday i was kind of in luck to see news on 8 reporting that "Financial Literacy" is now taught in classes!!!! i think it should be like part of what we had as "IS" or "Information Skills". and i couldn't be happier because i knew i was ahead of many people and once again, i'm "government supported"! lols.
for many years since i started deviating from mainstream, there has been a very
strong curiosity over why so many people aren't like me (instead of why i just can't be like everone else).
some people criticsed me for being money minded which i sometimes suspect so too. but on second thought, i don't really think i am.
i knew there is a book "Rich Dad Poor Dad" on the shelf for years and i have heard more praises than anything. knowing that's it's about some thing about education and work and money, i simply avoided reading the book because i just didn't want to be influenced by some people's view. i only want to read it when i have a "stable version" of my principles.
the day came, and i read it. i must say i was real boring... because much as i expect, alot of the suggested ideas were as much as mine. except for one: Finanacial Literacy. that really solved my curiosity for so many years.
some how at the back of my mind i know it is something abot education, but i weren't able to put in in words. and when the word crossed me, i just went "eureka"!
so now i can say that people are not like me becase that lack finiacial literacy. people these days lack knowledge of cash management, investment possibilities, corporate and trade laws, financial plannign and etc. even accounting students may not fully understand and harness its powers. that's why a lot of people just didn't do anything about it! it's not that people simply don't bother, it's they didn't know there is something to be done about or the importance of dong something about it. Because all the years they have, probably no one would teach them financial literacy.
With my usual character, when i realize what people lack is this thing called "financial literacy", i tried to induce the topic among friends: some read the book, some not. then again, to my dissapointment... they are either not interested or they think i'm preaching again, and often in facial disgust implying, "Who do you think you are telling us what to do?" or "can you just be like one of us and stop your nonsense?".
seriously friends, for those who missed it, treat it seriously.
for many years since i started deviating from mainstream, there has been a very
strong curiosity over why so many people aren't like me (instead of why i just can't be like everone else).
some people criticsed me for being money minded which i sometimes suspect so too. but on second thought, i don't really think i am.
i knew there is a book "Rich Dad Poor Dad" on the shelf for years and i have heard more praises than anything. knowing that's it's about some thing about education and work and money, i simply avoided reading the book because i just didn't want to be influenced by some people's view. i only want to read it when i have a "stable version" of my principles.
the day came, and i read it. i must say i was real boring... because much as i expect, alot of the suggested ideas were as much as mine. except for one: Finanacial Literacy. that really solved my curiosity for so many years.
some how at the back of my mind i know it is something abot education, but i weren't able to put in in words. and when the word crossed me, i just went "eureka"!
so now i can say that people are not like me becase that lack finiacial literacy. people these days lack knowledge of cash management, investment possibilities, corporate and trade laws, financial plannign and etc. even accounting students may not fully understand and harness its powers. that's why a lot of people just didn't do anything about it! it's not that people simply don't bother, it's they didn't know there is something to be done about or the importance of dong something about it. Because all the years they have, probably no one would teach them financial literacy.
With my usual character, when i realize what people lack is this thing called "financial literacy", i tried to induce the topic among friends: some read the book, some not. then again, to my dissapointment... they are either not interested or they think i'm preaching again, and often in facial disgust implying, "Who do you think you are telling us what to do?" or "can you just be like one of us and stop your nonsense?".
seriously friends, for those who missed it, treat it seriously.
Comments
my only wish is that by informing, everyone WILL be a winner because, everyone CAN be. of cos people can chose to be losers if they wish, but, i'd rather be a winner.
i would not forgive myself if i think someone is going to be a loser and still keep quiet about it, then i'm even more loser than that someone.
like wise, if you think i'm a loser, and you keep quiet about it, i would think at least i'm not the worse.
well... no obligations there, reading up FI is just my suggestion - govt supported.
your post reeks of self-congratulatory bias and certainly, while you may wish your friends to be as successful as you, i don't think you should push your views on them. i've read rich dad poor dad as well and found it to be simple and funny, but also tinged with a hint of arrogance. money is important of course, but it's not everything.
that said, you are different definitely. i admire your drive and focus. if only everyone had that sort of focus in whatever they're doing, we'd be living in a better place. don't take offence at what i said. i'm only annoyed at this particular post but find you are a great guy.
and.. actually, i didn't say financial literacy can make you rich, nor is it the reason we read up on it. FL only allows us to better understand how to manage money in the long run. whether we actually use this knowledge is another story.
even if you work in a non profit organization, you would need to know how to manage cash in the best ways in your organization and for your own expenses, and that is FL.
yes, thanks, i hear you say i great guy, but really... i'm just a normal person who probably thinks too much and driving people mad sometimes. the following might be an example:
think about it, would you like to be
"i'm happy where i am, poor and unprofiled"
or
"i'm happy where i am, rich and unprofiled"
from the deepest of my heart... i prefer the latter - even if i can't achieve it.
that said, financial literacy is a must for everyone and all organisations, but not as a get-rich-quick scheme. I disagree that people aim to be rich, because you know what, there are bigger things in life. There are some who will get rich and contribute to the poor, bless them, they are doing a good deed. but there are those who chose to work in the field itself, and will never be "rich" in terms of monetary wealth. Unless you're TT Durai of course :P, but that's another matter altogether.
monetary wealth is just one part of life, not everything. love is.
yes, FL is not a get-rich-quick scheme, it doesn't make you rich actually. what makes people rich is the determination to become rich.
yes, we should not aim to be rich. because money is not everything. but since almost everything is money, there is no escape. so i believe we should aim to be financially independant.
people rich or poor do good deeds, but the extend of the "good deed" is limited by cumstances like time, money, abilities, influences etc. As the saying goes: "with great powers comes great responsibilities". thus, to have great responsibilities, then seek great powers, otherwise, remain a normal person doing normal things.
i have absolutely no problems with you being poor, working in charity and not trying to be rich, or just being normal. so... keep up the good work! =)
and whether love is everything, that's another story, try not to be too extreme.